1. You probably do have HSV-1 if you have cold sores. Your husband has a high chance of having HSV-1 simply because you have it.
2. Why would you have HSV-2 simply because you have HSV-1? There is no correlation. However, some people think that HSV-1 becomes HSV-2 on the gential area. Do you have sores on the genital area?
I would encourage you to check out the herpes thread because Betsy has explained this a few times quite professionally. Also, please peruse Fredo's posts on the HPV thread as he also addresses similar issues with HPV.
I will be here to help if you have more questions.